Maya — regulation: Both an Electronic Money Issuer and a registered Operator of Payment System under the Bangko Sentral ng Pilipinas. That covers the rail, not the casino.

Does Maya charge fees?

Published fees: According to Maya's cash-in page, cash-in through selected partners costs nothing up to PHP 8,000 a month combined, with 2 per cent charged on the excess. Maya's own site is the source of that figure, but it was not fetched again during verification, so it counts for less than the GCash schedule above, which was read directly.. Providers revise these without notice.

How do I pay with Maya at PH22?

Maya is the option to select once you are signed in and have opened the cashier, among the methods it lists for your account. Check the cashier's limits before you confirm, and match the name on both accounts too.

How long does Maya take?

The rail settles instantly for wallet-to-wallet and InstaPay transfers, while PESONet lands the same banking day. Withdrawals also face the operator's own review before release, which is a separate step and usually the longer one.

PH22 Maya — Charges On Record

This page covers Maya the payment rail. The final section says why nothing about any single operator’s cashier appears here, and the omission is deliberate.

Maya at a glance

Field	Value
Operated by	Maya Philippines, Inc., previously PayMaya Philippines and first Smart Money
Regulated by	Bangko Sentral ng Pilipinas
Wallet limit	Basic starts at PHP 50,000, and the monthly limit rises to PHP 100,000 at the Upgraded tier, PHP 500,000 for Super Users and PHP 5,000,000 for Ultimate Users
Per-transaction cap	At the Upgraded tier, Maya-to-Maya sends are capped at PHP 20,000 per transaction, and InstaPay transfers out at PHP 50,000 per day
Settlement	instantly for wallet-to-wallet and InstaPay transfers, while PESONet lands the same banking day
Published fees	According to Maya’s cash-in page, cash-in through selected partners costs nothing up to PHP 8,000 a month combined, with 2 per cent charged on the excess. Maya’s own site is the source of that figure, but it was not fetched again during verification, so it counts for less than the GCash schedule above, which was read directly.

Maya states these as MONTHLY wallet limits. The limit GCash sets is stated as a balance you can hold at any one time. The two numbers measure different things, so putting them side by side tells you nothing, however often that is done.

The numbers here come from a single moment, 2026-09, when they were recorded. Limits and fees at payment providers can change without notice, and the provider’s own page is the only current source for them.

How fast money actually moves

Maya settles instantly for wallet-to-wallet and InstaPay transfers, while PESONet lands the same banking day. The point is about the rail and not the casino: before Maya ever sees a withdrawal, an operator may hold it for its own review, and that review is typically the cause of the waiting time.

A per-transaction cap of At the Upgraded tier, Maya-to-Maya sends are capped at PHP 20,000 per transaction, and InstaPay transfers out at PHP 50,000 per day applies, which is why a larger transfer sometimes has to be split.

What Maya says about gambling transactions

Maya’s e-wallet terms and conditions were read directly, and they hold no gambling clause, only general prohibitions on illegal activity and anti-money-laundering breaches. The terms for its CREDIT CARD, which is a separate product, do name ‘illegal gambling or unauthorized game of chance’ as a restricted transaction, and the card can be suspended or cancelled as a result. In August 2025 Maya also came under BSP Memorandum M-2025-029, and it took in-app gambling and gaming links down as a result. It matters which of the two products you mean, because a rule in a credit card agreement does not restrict the wallet.

Verification tiers

Basic — The wallet is capped at PHP 50,000 a month, and purchases are capped at PHP 50,000 a day. Nothing at this tier permits InstaPay bank transfers, and sending to other Maya users is likewise closed
Upgraded — You need a video selfie, a valid ID and a verified address. A wallet limit of PHP 100,000 per month, purchases of up to PHP 100,000 per day, transfers to a Maya user capped at PHP 20,000 per transaction and PHP 100,000 per day, and InstaPay out at PHP 50,000 per day and PHP 100,000 per month
Super Users — The wallet limit is PHP 500,000 per month, and purchases and sends are each limited to PHP 500,000 per day. Maya gives no public detail on what qualifies an account for this tier
Ultimate Users — A monthly wallet limit of PHP 5,000,000, alongside daily purchase and send limits of PHP 5,000,000 each. Maya gives no public detail on what qualifies an account for this tier

The published ceiling of Basic starts at PHP 50,000, and the monthly limit rises to PHP 100,000 at the Upgraded tier, PHP 500,000 for Super Users and PHP 5,000,000 for Ultimate Users applies to the tier stated above, not to every account.

Paying with Maya at PH22

Once you have signed in at PH22, open the cashier.
Your account’s cashier lists payment methods; pick Maya from that list.
Make sure the name on your PH22 account matches the name on your Maya account.
Have a look at the limits and any fee on the cashier screen first, and confirm the amount afterwards.

Before the first deposit with any new method, read the cashier screen; it lists your account’s live limits.

PH22 Maya — Limits, Fees & Settlement